The old advice was to change your passwords every 90 days. Modern security experts now say this actually hurts security because it encourages users to choose weaker, repetitive passwords.
The Modern Checklist
Instead of arbitrary rotation, follow this trigger-based checklist for updating your credentials:
- Data Breach Alert: If a service you use announces a leak, change that password immediately.
- Suspicious Activity: If you see a login attempt from a foreign country, rotate the key.
- Shared Access: If you shared a WiFi password or Netflix account with someone you no longer trust, change it.
- Reuse Detection: If you realize you are using the same password for banking as you are for a random forum, change both immediately.
Multi-Factor Authentication (MFA)
Even the strongest password can be phished. MFA adds a second layer of defense. However, MFA is not a replacement for a strong password; it is a safety net. You still need a high-entropy root password.
How to Manage It All?
Don't try to memorize 50 different complex passwords. Use a password manager, and use our generator to create the keys that fill that manager.
Update Your Credentials
Generate a new, uncrackable password for your checklist.
Conclusion
Security is not a "set it and forget it" task. It is an active process. Use this checklist to stay aware, and use our tools to stay secure.